nEric Tyson is a bestselling personal finance author committed to making financial management accessible to all. He is the author of five national bestselling financial books in the For Dummies series, including books on personal finance, investing, mutual funds, home buying, and real estate investing. n nBob Carlson is the editor of the monthly newsletter, Retirement Watch, the monthly video series, Retirement Watch Spotlight, and a weekly free e-letter, Retirement Watch Weekly. Bob served three decades on the Board of Trustees of the Fairfax County Employees Retirement System.n